OUR BUSINESS

Life, Health and Personal Accident Reinsurance

Supporting insurers with tailored reinsurance solutions across Life, Health and Personal Accident, underpinned by global expertise, disciplined underwriting, and strong financial support.

Specialist life reinsurance

Global capacity with disciplined underwriting and regional execution

We provide reinsurance capacity across Life, Health and Personal Accident portfolios, supporting insurers in managing risk, optimising capital and strengthening long-term portfolio performance.

Our team combines actuarial expertise, underwriting discipline and international market insight to design programmes that respond to the evolving needs of insurers and specialty programmes.

We work closely with cedents and brokers to structure technically robust and commercially competitive solutions, aligned with long-term portfolio objectives.

Our Capabilities

We support life and health insurers through proportional, non-proportional, and facultative reinsurance structures, offering flexibility across a wide range of programme designs.

Programmes are structured across individual and group portfolios, including multinational and affinity-based schemes.

Our solutions are designed to:

Support portfolio expansion
Improve capital efficiency
Provide reliable underwriting capacity
Manage exposure to volatility

Coverage Areas

We provide reinsurance capacity across a range of protection lines designed to support insurers, employee benefit providers and health programme sponsors.

Our solutions are structured to help partners manage risk, strengthen capital efficiency and expand their underwriting capabilities across key protection markets.

Group Life – Protection programmes designed for employee benefits schemes, affinity groups, associations and collective insurance portfolios, and multinational corporate programmes.
Health – Coverage for medical expenses, catastrophic risks and complementary health protection plans.
Personal Accident – Flexible programmes designed to provide protection against unexpected accident events with scalable capacity.

Why Ocean Re

We offer a differentiated combination of international underwriting expertise, regional market insight, and disciplined capital deployment to support insurers seeking reliable reinsurance partners.

Our approach is built on disciplined underwriting, careful portfolio analysis and a clear understanding of the evolving risks within life and health markets.

We work closely with cedents and brokers to structure and deliver solutions that are commercially competitive, technically sound, and designed to support long-term growth.

Strong financial backing and international ratings
Extensive experience in life and health underwriting, expertise, and reinsurance programmes
Dedicated technical underwriting team
Data-driven portfolio analysis and actuarial support
Advanced actuarial analysis and data-driven portfolio management
Long-term partnership approach with cedents and brokers
Responsive underwriting and efficient decision-making

Life Reinsurance

Our Team

Our Life Reinsurance team brings together deep underwriting knowledge, technical discipline and practical market experience across facultative, treaty, life and health portfolios. Working closely with cedents and brokers, they focus on delivering responsive support, sound risk assessment and well-structured reinsurance solutions tailored to the needs of each programme. Their combined expertise helps ensure Ocean Re provides dependable capacity, informed decision-making and long-term partnership value across diverse markets